Listed
here are just a few of the simple steps you can use to clean
up your finances now.
SPENDING FROM YOUR CHECKBOOK
Empty your checkbook of unnecessary check writing. The more
checks you write, the more money you spend
and sometimes the spending becomes automatic. There is also
a greater tendency to make mistakes in your checking account
when you write multiple checks often.
SPENDING FROM YOUR PURSE
Empty your purse of unnecessary spending. Think before you
take money out of your purse to make a purchase, remember
the four this's: Do I need this? Can I use this? Will I
use this? and Will this last?
SPENDING FROM YOUR CLOSET
Empty your mind of unnecessary trips to clothing stores.
Women especially have a distinct tendency to over-buy in
the clothes department. This spring, dig deep in your closet,
find clothes you haven't worn for awhile, dust them off,
clean them, and mix and match for an unlimited number of
new combinations of clothes.
SPENDING FROM CREDIT CARDS
Empty your credit report of unnecessary debt. Write out your
debts on a big board if you have to, plan what to pay off
and when to pay it off. Set specific goals whether it be
six months or six years and stick to them.
SPENDING FROM YOUR CUPBOARDS
Empty your cupboards of unnecessary food items and shop with
a list. Forget the prepackaged stuff, you pay for the packaging,
preparation, additional ingredients, and that is why it
is priced extremely high. Buy foods selectively and prepare
your own.
Related Links:
Budget Percentage Calculator
Expense Percentage Calculator
Lois Center-Shabazz is the founder
of MsFinancialSavvy.com and author of the 3-time award-winning
personal finance book, Let's Get Financial Savvy! ISBN #0971979502.
|
