Personal Finances That Rock

To get personal finances that rock understand that there are many ways to achieve a given task. You only need to use one to be successful. The one that works of course. I have used many ways in the past to create successful personal finances that rock, so I will attempt in this article to […]

Who Manages Your Personal Finances

Who manages your personal finances? Seems like a silly question, but if you ask many people they will tell you, “no one, my money doesn’t need managing, I just pay my bills and spend what I can” I hear this quite often with those who make a lot of money and those who make a […]

Personal Finances Should be Personal

Personal Finances I was speaking at a women’s meeting about personal finances and a young woman, about 35 came up to me and ask me what are “personal finances”. I was really shocked since being there meant that she was in some way affiliated with a business she owned. She looked me in the eye […]

Personal Budgeting for Future Sanity in 5 Ways

Personal budgeting for future sanity; Did you know that your sanity in the future could depend on the way you budget your money today? It does. So, get into the habit of including tomorrow into today. I know this sounds like you are only living for tomorrow and not for today. But, believe me, you […]

Big Thing Budgeting in 7 Ways

How to Budget for the big things, use what I call Big Thing Budgeting. USE BIG THING BUDGETING TO GET OUT OF A MOUNTAIN DEBT: CREDIT CARDS, MEDICAL BILLS, PREDATORY LENDING For Individuals, Couples and Small Businesses, you can get out of a mountain of debt if you focus like a laser beam on getting […]

7 Steps of Budget Planning to Avoid Financial Disasters

Financial Disasters Start With The Big Stuff To Avoid Financial Disasters Buying too big with the big stuff such as cars and homes is one of the biggest reasons many cannot withstand a small business or personal financial disaster. Many of us forget that there are affordable ways to buy homes and cars to avoid […]

7 Small Business Ideas That May Mean Your Ready For Business

Your Small Business Ideas Many dreamers, dream of having their own business some day. But, for most a small business ideas are not a part of their mindset. The business knowledge, the long hours, the hard work — it it becomes apparent that this is not want they want, until after they start. We hear […]

Money Before Marriage-Until Credit Do Us Part, Part 2

Money before Marriage  Money before marriage is an essential conversation everyone should have prior to marriage, when you, considering the divorce statistics associated with money before marriage.  Financial surprises after marriage run the gamut from, “I assumed he owned his home”,  and, “I did not know he was deep in debt to his x-wife”.  These are just […]

10 Signs You Have Learned to Budget Your Money

You Have Learned to Budget Your Money 1. You budget your money fiercely, whether it be monthly income, lump sum winnings, or inheritance. For those who have a low level of financial experience, getting a windfall is more of a curse than a blessing. Ask some of the lottery winners, who recently hit the jackpot […]