3 Common Types of Mutual Funds

There are many types of mutual funds within these three types of mutual funds. Here are the 3 different major types of mutual funds. The risks of mutual fund investing runs the gamut of very low to very high and many levels in between within one type of fund. Do your research thoroughly before investing, use […]

How a Budget Can Create Financial Freedom in 5 Ways

Financial Freedom Know Where Your Finances Are First Since the most important aspect of financial freedom is no or low debt, I will start with debt. There are those who are in horrific debt and they don’t know it, as high debt is a major robber baron of financial freedom – it is important to […]

How to Go to College Without School Loans, Debt-Free College Should Be Your Goal Part 2

Debt-Free College Can Happen When You Understand The Various Options You Have   Getting a debt-free college education begins with a deep understanding of the different types of colleges and universities. There are many different types of colleges you can attend, and it is important that you know the difference between them. Not all colleges […]

How To Go To College Without Student Loans, Get Debt-Free College Part 1

 You Can’t File Bankruptcy on Student Loans, Understand College Without Student Loans, and Subsidized vs. Unsubsidized Loans.   There are many reasons you should strive to go to college without student loans, one is the crushing pain of debt, another is that you are not allowed to file bankruptcy on student loans due to hardship. If you start […]

Creating Great Personal Finances in Marriage or a Partnership

Creating great personal finances in marriage starts way before you get married. PERSONAL FINANCES DURING THE DATING PERIOD You can get a snapshot of your friend’s personal finance habits by discussing your likes and dislikes while your relationship is in the early dating stage. This is beneficial because if you see someone who has really […]

Who Manages Your Personal Finances

Who manages your personal finances? Seems like a silly question, but if you ask many people they will tell you, “no one, my money doesn’t need managing, I just pay my bills and spend what I can” I hear this quite often with those who make a lot of money and those who make a […]

Personal Finances Should be Personal

Personal Finances I was speaking at a women’s meeting about personal finances and a young woman, about 35 came up to me and ask me what are “personal finances”. I was really shocked since being there meant that she was in some way affiliated with a business she owned. She looked me in the eye […]

Personal Budgeting for Future Sanity in 5 Ways

Personal budgeting for future sanity; Did you know that your sanity in the future could depend on the way you budget your money today? It does. So, get into the habit of including tomorrow into today. I know this sounds like you are only living for tomorrow and not for today. But, believe me, you […]

How to Save Money-68 Powerful Ways – Book Excerpt

How to Save Money; There Are 68 Powerful Ways to Live Rich and Save Money-Excerpt This kindle ebook will teach you how to save money in 68 powerful ways, it will become drastically easier for you to switch your mind to the money saving concept, and understand the many ways to save money easily. This […]

How Minimum Wage Effects All Lives

Corporate CEOs Can Do Without Their Third Yacht and Mansion and Pay A Livable Minimum Wage Not a day goes by that I hear something about minimum wage laws, some lawmakers think it would be a good idea for low-income employees to have a livable wage, by increasing the minimums, while others think it is […]