The type of debt you get matters, and many don’t understand that. Here are 3 types of predatory debt effecting millennial’s and gen x’ers debt snowball. Predatory loans is where the most confusion comes in, and later the pain and sorrow is packed on for years afterwards. So, in case you wonder how debt snowballs, […]
Author Archives: Lois Center-Shabazz
3 factors that make mutual funds special
Longevity Mutual funds last and last and increase in value over time. Many mutual funds display tried and true value. They have been around for decades and some of them are managed by people who have their own money in the fund. This is a plus because, “who wants to lose their own money”? The Research Reports […]
3 Ways Mutual Funds Are Cost Effective
Mutual Funds Are Cost Effective You Can Choose No-Load Mutual funds are cost effective mainly because you don’t have to pay to buy a mutual fund. Some investments including annuities and high cost mutual funds decrease your profits as time goes on. You can pay $0 per purchase, for a mutual fund bought directly form […]
3 Reasons I teach Women to Invest in Mutual Funds
1. I teach women to invest in mutual funds because women frequently do not have knowledge of Investments Investing and particularly mutual funds, are generally not taught in grammar school or college. When investing is taught by parents or schools, boys are usually the target for investing education since they are the ones they feel […]
Knowing Basics of Small Business Taxes Will Protect You and Your Business
Basics of Small Business Taxes It is imperative that if you have a small business, you should have, at least, the basics of small business taxes so you can check your returns and understand why your accountant has chosen the deductions for you. Where to Get Tax Forms All tax forms are available at IRS.gov. […]
3 Small but Powerful Ways to Save Money Now
Start small These suggestions are small but powerful ways to save money for many reasons, here are three. Most people don’t save because they feel overwhelmed by the amount of bills and emergencies that come up constantly. Start with small savings and work your way up. Place a jar on your dresser and fill it […]
How Much You Budget What You Have Makes a Difference
I have had several people online contact me and say, “I never thought I needed a budget, much less a guerrilla budget” Most of them feel that budgets are for those who have a lot of money. But, I am here to say, it does not matter how much you have, it’s how much you […]
Teach Your Teen to Budget, It Is Possible
Is it possible to teach your teen to budget? For some parents or guardians, the answer may be no. But, for others it is possible. If you have not spoiled your cute sweet little toddler into a mean selfish teenager, it is possible. Even if you have engaged in the “spoiled rotten” theory, you can […]
Your 7-Year-Old Child’s Budget
If a 7-year-old has a great child’s budget, will that make him a frugal adult? It may, and it may not. But, we do have lots of evidence to suggest that spoiled children often become over spending and greedy adults. What happens at 7 could easily happen at 70, since good and bad habits […]
3 Tips For Big Thing Budgeting for Groceries
Budgeting for groceries seems like a simple task. Make a list and buy what you need. Well, it usually doesn’t happen that way. If you are not precise about shopping, the list will be meaningless, and you will end up spending more money than you need to. Here is a short list of quick things you can do […]
