Pay Off Student Loans by Keeping a Reasonable Balance When You Graduate in Four Years Keeping a reasonable student loan balance requires an immense amount of planning, organization, and discipline, but you can do it. Some kids can’t pay off student loans because they are spending way too much time in college, going five or […]
Author Archives: MsFinancialSavvy
Non-Owner Occupied Rental Real Estate As Investment
REAL ESTATE AS INVESTMENT Some investors prefer real estate as investment for long term investing, even though the work is difficult and the costs are very high. Even with property management its hard work. Property management firms are expensive, and when they quit you have to do the work until you find the next manager. […]
3 Important Facts to Know Before You Invest in Mutual Funds
Here are three facts that are the bare bone necessities to know before you start to invest in mutual funds. In this series, I will give you information little by little about mutual funds until I feel you have a great grasp on the topic, and can choose your own high quality funds. 1. WHAT […]
3 Big Problems When You Buy Real Estate to Flip For Profit
When You Buy Real Estate to Flip For Profit it is Tricky Flipping real estate for profit seminars, advertising, and marketing is going on in my town and all over the internet and television. Since I have experience in long term real estate investing and I have friends who have tried to flip for profit, […]
5 Frequently Asked Questions About Mutual Funds For Women
Frequently asked questions about mutual funds I have given a lot of lectures about mutual funds for women. I like mutual funds because, if you do your research you can purchase low-cost and low-risk mutual funds on your own. Mutual funds are easy to understand and invest in. You can do it yourself once you […]
Why Women Need to Understand Investing Now
Women and Investing Now There Are No Guarantees if Women Do Not Understand Investing Women need to understand investing now because there are no guarantees you will stay married or even get married, women need to know how to take care of their finances. That means they need to understand sane savings (my mantra), mega-money […]
3 Tips For Big Thing Budgeting for Groceries
Budgeting for groceries seems like a simple task. Make a list and buy what you need. Well, it usually doesn’t happen that way. If you are not precise about shopping, the list will be meaningless, and you will end up spending more money than you need to. Here is a short list of quick things you can do […]
How to Go to College Without School Loans, Debt-Free College Should Be Your Goal Part 2
Debt-Free College Can Happen When You Understand The Various Options You Have Getting a debt-free college education begins with a deep understanding of the different types of colleges and universities. There are many different types of colleges you can attend, and it is important that you know the difference between them. Not all colleges and […]
How To Go To College Without Student Loans, Get Debt-Free College Part 1
You Can’t File Bankruptcy on Student Loans, Understand College Without Student Loans, and Subsidized vs. Unsubsidized Loans. There are many reasons you should strive to go to college without student loans, one is the crushing pain of debt, another is that you are not allowed to file bankruptcy on student loans due to hardship. If you start a […]
5 Reasons Great Small Business Records are Essential
Small businesses are often times under staffed and the owners are over worked. But that is no excuse for maintaining poor small business records. Some small businesses don’t understand the “records” part of their business to the point where written records are almost non-existent. Not keeping detailed small business records or no records at all can […]
