Timeshare presentations include free cheap vacations, free gifts or free meals, including champagne breakfast, not so fast. They are not really free. Because of the high pressure sales it is essential that you do your homework before attending a timeshare presentation, and don’t buy on a whim. Understand the true meaning of a timeshare and […]
Author Archives: MsFinancialSavvy
Creating a Sustainable Budget in a Time of Financial Crises
Creating a Sustainable budget is defined as a budget that works to meet all of your short-term and long-term needs. It keeps you feed, clothed, gas in your car, pay for your home and apartment whether you have a lot of money or times become lean. To create the lasting sustainable budget you must plan […]
Home Inspections for Home Buyers
Are home inspections for home buyers necessary? In light of the endless possibilities of home defects it is in your best interest to use a home inspector before you purchase a home. Large defects are very costly but small defects can become costly, if not repaired in a timely manner. Once you have closed escrow, […]
Tax Scam Victims Avoidance
Tax scam victims have become a targeted work for tax fraud. Paying taxes is a fact of life, it always has been, and it always will be. For years the IRS has warned taxpayers about tax fraud, tax schemes, and plain old individual dishonesty. In many cases the dishonesty can result in stiff financial penalties […]
Reverse Mortgage Pitfalls Require Senior Homework
Understand the reverse mortgage pitfalls so you know the limitations for your heirs and yourself as homeowner: I have spoken to a few senior citizens who obtained Reverse Mortgages, but felt nothing but regrets afterwards. Perhaps they did not read the fine print in a brochure that is required by FHA to read before they […]
How Bad Financial Habits Can be Replaced with Good Financial Habits
In This ” Bad Financial Habits” Article You Will Read: 1. The first step to replacing bad financial habits with good ones are realization.2. The second step to creating good financial habits is to cut up credit cards.3. The third step is to stop bad financial habits when you start to save.4. The fourth step […]
20 Smart Money Moves in 2020 For Long Term Financial Growth
What are smart money moves? A smart money move is a tried and true method for creating financial growth and prosperity after education, research, deep thought, mentorship, and experience has guaranteed they will work. Here are some smart money moves for you to begin with, I will discuss: Short term smart money moves you can […]
How To Go To College and Pay Off Student Loans, Debt-Free College Should be Your Goal Part 3
Pay Off Student Loans by Keeping a Reasonable Balance When You Graduate in Four Years Keeping a reasonable student loan balance requires an immense amount of planning, organization, and discipline, but you can do it. Some kids can’t pay off student loans because they are spending way too much time in college, going five or […]
Non-Owner Occupied Rental Real Estate As Investment
REAL ESTATE AS INVESTMENT Some investors prefer real estate as investment for long term investing, even though the work is difficult and the costs are very high. Even with property management its hard work. Property management firms are expensive, and when they quit you have to do the work until you find the next manager. […]
3 Important Facts to Know Before You Invest in Mutual Funds
Here are three facts that are the bare bone necessities to know before you start to invest in mutual funds. In this series, I will give you information little by little about mutual funds until I feel you have a great grasp on the topic, and can choose your own high quality funds. 1. WHAT […]
