14 Ways to Save Money for the Holiday Season

Shop with Cash for the Holiday Season Save money for the holiday season by shopping with cash, sounds simple but the number or people who shop with credit cards, feeling that their budget is unlimited is huge. You don’t have to fail at holiday shopping just because your neighbor is, or you THINK everyone else […]

Should You Sell Your Home With a Real Estate Agent or Sale by Owner

Sell Your Home With a Real Estate Agent and Avoid Major Mistakes Here are major issues you may face selling your home by owner: Real estate agents know the process and documents you need to execute the entire selling process properly. The real estate agent will understand how to fill out all the real estate […]

7 Steps of Budget Planning to Avoid Financial Disasters

Financial Disasters Start With The Big Stuff To Avoid Financial Disasters Buying too big with the big stuff such as cars and homes is one of the biggest reasons many cannot withstand a small business or personal financial disaster. Many of us forget that there are affordable ways to buy homes and cars to avoid […]

7 Tips for a Budgeting Basic Bounce

Budgeting basic may be defined as follows. Ever heard the expression, “I don’t know where my money goes” another is, I don’t have the things I need and can’t afford any of the things I want”. If this is a problem you have, you may want to look at your budgeting basic skills, and read […]

9 Great Ways to Understand Mutual Funds

How to Understand Mutual Funds Understand mutual funds by beginning with the definition of a mutual fund, and then going on to understand the different types of mutual funds. A mutual fund is a company that pools money from many investors and invests the money in securities such as stocks, bonds, and short-term debt. The […]

7 Small Business Ideas That May Mean Your Ready For Business

Your Small Business Ideas Many dreamers, dream of having their own business some day. But, for most a small business ideas are not a part of their mindset. The business knowledge, the long hours, the hard work — it it becomes apparent that this is not want they want, until after they start. We hear […]

Big Thing Budgeting in 7 Ways

How to Budget for the big things, use what I call Big Thing Budgeting. USE BIG THING BUDGETING TO GET OUT OF A MOUNTAIN DEBT: CREDIT CARDS, MEDICAL BILLS, PREDATORY LENDING For Individuals, Couples and Small Businesses, you can get out of a mountain of debt if you focus like a laser beam on getting […]

Your 3 Investment Stops To Start Investing

Don’t Let Negative Thinking Place You in Investment Stops, Start Investing Now Here are 3 investment stops to start investing money for retirement, savings, vacation or just a rainy day. It is essential that if you want to retire ever. I don’t have enough money to invest. I have to pay off my bills first. […]

How a Budget Can Create Financial Freedom in 5 Ways

Financial Freedom Know Where Your Finances Are First Since the most important aspect of financial freedom is no or low debt, I will start with debt. There are those who are in horrific debt and they don’t know it, as high debt is a major robber baron of financial freedom – it is important to […]

Owner-Occupied Real Estate Now and in The Future as A Personal Investment

Owner occupied real estate now and in the future Your owner-occupied real estate now and in the future, is one of the best long-term investments one can make. Time has shown that owner-occupied real estate can produce tremendous long-term returns. In a few areas of the country the tremendous returns have even been short-term. In […]