Stock Research Tips

Use this stock research information to start your stock research. Earnings and Profitability Check to see if your company has earnings. Then check to see if there has been a yearly increase in earnings for the past five years. After earnings verify the company has a profit. To the novice investor, it seems that a […]

Choosing An Investment Professional

Choosing an Investment Professional Are you the type of person who will read as much as possible about potential investments and ask questions about them? If so, maybe you don’t need investment advice. But if you’re busy with your job, your children, or other responsibilities, or feel you don’t know enough about investing on your […]

Residential Real Estate As An Investment

You May Want to Think Carefully Before Deciding on Residential Real Estate As An Investment Owner-occupied real estate is one of the best long-term investments one can make. History has shown owner-occupied real estate has produced tremendous long-term returns. In a few areas of the country the tremendous returns have even been short-term. In some cases […]

The Difference Between Good Debt and Bad Debt

Good Debt Versus Bad Debt After writing and posting the article “Until Credit Do Us Part,” we received a few emails from women who felt they understood why all debt is bad; the reason being, is because it interfered with their personal life. One woman in particular wrote ” I finished medical school and a […]

The Ponzi Excuse; Lawmakers Reason To Privatize Social Security

Privatize Social Security, Update 2018 – It’s Getting Worse Some lawmakers would have you believe that social security is a massive debt program in terrible trouble. A Ponzi scheme is how many have characterized it. A Ponzi scheme is when a person runs a fake investment company that uses new investor funds to pay old […]

Why a Personal Finance Site for Women

At MsFinancialSavvy.com, we are occasionally asked the question, “Why a financial website targeted to women?” The following article will attempt to explain our website. The Statistics: >Women are three times more likely than men to be single parents, or early widows. >Women are more likely to transfer budgeting and saving habits to their children. >Single […]

Education Reform Signed As A Part Of Health Care Reform Bill

Education Reform As a part of the health care reform bill President Barack Obama signed a long over due education reform bill as a part of the health reform package. College has become progressively more expensive and less affordable for the middle class in America. The education reform bill is absolutely essential. The key points […]

Being a Self-Employed Business Means Guarding Your Time

Self-Employed Business As a self-employed business consultant and software instructor for the past ten years, I can’t tell you how many times I have been asked “What do you do on the days that you aren’t teaching a class?” For some reason, people have the perception that when I am not teaching, I sit by […]

Small Business Ideas; The Impact of Politics on the Business Climate in the U.S.

Small Business Ideas     The United States of America is a unique nation in the world in allowing individuals the freedom and opportunity to start a  business using small business ideas they have collected for years. If done right they can increase their standard of living and overall standing in life. Individual ambition, motivation, and […]