How To Go To College Without Student Loans, Get Debt-Free College Part 1

 You Can’t File Bankruptcy on Student Loans, Understand College Without Student Loans, and Subsidized vs. Unsubsidized Loans.   There are many reasons you should strive to go to college without student loans, one is the crushing pain of debt, another is that you are not allowed to file bankruptcy on student loans due to hardship. If you start […]

How to Buy Cars That Save You Money in 3 Ways

How to Buy Cars That Save You Money Research Cars With Low Miles Per Gallon Whether it is a used car, new-used car or a new car, research car mileage on both the highway and surface streets for the car you are interested in. The miles per gallon of gas per car, can and will […]

5 Things to Consider For First Time Home Buyers

For First Time Home Buyers 1. The Home Buyers Mindset Purchasing a home is an investment if the home is carefully chosen, is well-maintained home, and is affordable for your budget. You have a home buyers mindset if you understand the above and you love to fix things and don’t mind home maintenance from detecting problems to getting […]

3 Factors to Consider Before You Buy a Home, Part 1

There are many reasons you should buy a home. This article applies to owner-occupied ownership when you buy a home, only. Rental real estate is very different than owner occupied home ownership. The loans are more difficult to qualify for than owner occupied, the tax deductions are treated differently, and if you don’t hold the […]

Get a Quality Home or Mortgage With Big Thing Buying Skills

Home or Mortgage; Buying an Affordable Low Maintenance Home and Get a Quality Mortgage YOUR BUDGET The first thing you have to ask is, “How much house can we afford” The payments include P+I+T+I (principle+interest+taxes+insurance). Most of your payment will be principle and interest, taxes vary according to state, and insurance is not a very big cost. […]

Creating Great Personal Finances in Marriage or a Partnership

Creating great personal finances in marriage starts way before you get married. PERSONAL FINANCES DURING THE DATING PERIOD You can get a snapshot of your friend’s personal finance habits by discussing your likes and dislikes while your relationship is in the early dating stage. This is beneficial because if you see someone who has really […]