Your 7-Year-Old Child’s Budget

  If a 7-year-old has a great child’s budget, will that make him a frugal adult? It may, and it may not. But, we do have lots of evidence to suggest that spoiled children often become over spending and greedy adults. What happens at 7 could easily happen at 70, since good and bad habits […]

3 Tips For Big Thing Budgeting for Groceries

Budgeting for groceries seems like a simple task. Make a list and buy what you need. Well, it usually doesn’t happen that way. If you are not precise about shopping, the list will be meaningless, and you will end up spending more money than you need to. Here is a short list of quick things you can do […]

How a Budget Can Create Financial Freedom in 5 Ways

Financial Freedom Know Where Your Finances Are First Since the most important aspect of financial freedom is no or low debt, I will start with debt. There are those who are in horrific debt and they don’t know it, as high debt is a major robber baron of financial freedom – it is important to […]

Personal Finances Should be Personal

Personal Finances I was speaking at a women’s meeting about personal finances and a young woman, about 35 came up to me and ask me what are “personal finances”. I was really shocked since being there meant that she was in some way affiliated with a business she owned. She looked me in the eye […]

Money Saving Tips for Single Moms, When You Live on a Tight Budget

Nearly every single Mom eventually comes across this one question,  ‘how to save money with my one income?’,  the answer to the question varies considerably from one person to another. The money saving tips working for a single mom would be different than a student, and a working professional and entirely different saving method would apply […]

Personal Budgeting for Future Sanity in 5 Ways

Personal budgeting for future sanity; Did you know that your sanity in the future could depend on the way you budget your money today? It does. So, get into the habit of including tomorrow into today. I know this sounds like you are only living for tomorrow and not for today. But, believe me, you […]

7 Steps of Budget Planning to Avoid Financial Disasters

Financial Disasters Start With The Big Stuff To Avoid Financial Disasters Buying too big with the big stuff such as cars and homes is one of the biggest reasons many cannot withstand a small business or personal financial disaster. Many of us forget that there are affordable ways to buy homes and cars to avoid […]