Creating a Sustainable Budget in a Time of Financial Crises

Creating a Sustainable budget is defined as a budget that works to meet all of your short-term and long-term needs. It keeps you feed, clothed, gas in your car, your mortgage or rent current, whether you have a lot of money or times become lean. To create the lasting sustainable budget you must plan, and […]

5 Frequently Asked Questions About Mutual Funds For Women

Frequently asked questions about mutual funds I have given a lot of lectures about mutual funds for women. I like mutual funds because, if you do your research you can purchase low-cost and low-risk mutual funds on your own. Mutual funds are easy to understand and invest in. You can do it yourself once you […]

3 Tips For Big Thing Budgeting for Groceries

Budgeting for groceries seems like a simple task. Make a list and buy what you need. Well, it usually doesn’t happen that way. If you are not precise about shopping, the list will be meaningless, and you will end up spending more money than you need to. Shopping the right way can save you thousands […]

7 Steps of Budget Planning to Avoid Financial Disasters

Budgeting Planning to Avoid Financial Disasters The First Step of Budget Planning to Avoid Financial Disasters  Budget planning to avoid financial disasters starts with not buying too big with the big stuff such as cars and homes is one of the biggest reasons many cannot withstand a small business or personal financial disaster. Many of […]

7 Tips for a Budgeting Basic Bounce

Budgeting basic may be defined as follows. Ever heard the expression, “I don’t know where my money goes” another is, I don’t have the things I need and can’t afford any of the things I want”. If this is a problem you have, you may want to look at your budgeting basic skills, and read […]

Big Thing Budgeting in 7 Ways

How to Budget for the big things, use what I call Big Thing Budgeting. USE BIG THING BUDGETING TO GET OUT OF A MOUNTAIN DEBT: CREDIT CARDS, MEDICAL BILLS, PREDATORY LENDING For Individuals, Couples and Small Businesses, you can get out of a mountain of debt if you focus like a laser beam on getting […]

How a Budget Can Create Financial Freedom in 5 Ways

Financial Freedom Know Where Your Finances Are First Since the most important aspect of financial freedom is no or low debt, I will start with debt. There are those who are in horrific debt and they don’t know it, as high debt is a major robber baron of financial freedom – it is important to […]

Your 7-Year-Old Child’s Budget

If a 7-year-old has a great child’s budget, will that make him a frugal adult? It may, and it may not. But, we do have lots of evidence to suggest that spoiled children often become over spending and greedy adults. What happens at 7 could easily happen at 70, since good and bad habits grow […]

5 Retirement Tips for your Retirement Planning Young and Old

5 Retirement Tips That Make Retirement Planning a Serious Issue Retirement tips are for those who never think that retirement day will come, or don’t know the potential difficulties they face when they retire. It always seems so far away, but those who have retired tell me it came faster than they ever imagined. Here […]

15 Golden Rules of Personal Finance Security

Secure Your Personal Finance Security With These 15 Golden Rules  1. Your employment provides your wealth Your personal finance security starts with getting the best job possible, and keeping that job is your primary path to wealth. Consistent paychecks over time will fund your savings, retirement, emergency and college accounts. Taking courses and jobs that train […]