7 Ways Sane-Savings Can Protect You Now!

Many people complain that saving money, or what I call sane-savings, is a useless exercise in futility. I am told by so many people that they either can’t save money, or save it and spend it quickly. Here are some ways to engage in sane-savings, and save money that will create lasting and recurring savings […]

Money Saving Tips for Single Moms, When You Live on a Tight Budget

Nearly every single Mom eventually comes across this one question,  ‘how to save money with my one income?’,  the answer to the question varies considerably from one person to another. The money saving tips working for a single mom would be different than a student, and a working professional and entirely different saving method would apply […]

Personal Budgeting for Future Sanity in 5 Ways

Personal budgeting for future sanity; Did you know that your sanity in the future could depend on the way you budget your money today? It does. So, get into the habit of including tomorrow into today. I know this sounds like you are only living for tomorrow and not for today. But, believe me, you […]

Big Thing Budgeting in 7 Ways

How to Budget for the big things, use what I call Big Thing Budgeting. USE BIG THING BUDGETING TO GET OUT OF A MOUNTAIN DEBT: CREDIT CARDS, MEDICAL BILLS, PREDATORY LENDING For Individuals, Couples and Small Businesses, you can get out of a mountain of debt if you focus like a laser beam on getting […]

7 Steps of Budget Planning to Avoid Financial Disasters

Financial Disasters Start With The Big Stuff To Avoid Financial Disasters Buying too big with the big stuff such as cars and homes is one of the biggest reasons many cannot withstand a small business or personal financial disaster. Many of us forget that there are affordable ways to buy homes and cars to avoid […]

5 Retirement Tips for your Retirement Planning Young and Old

5 Retirement Tips That Make Retirement Planning a Serious Issue Retirement tips are for those who never think that retirement day will come, or don’t know the potential difficulties they face when they retire. It always seems so far away, but those who have retired tell me it came faster than they ever imagined. Here […]

Money Before Marriage-Until Credit Do Us Part, Part 2

Money before Marriage  Money before marriage is an essential conversation everyone should have prior to marriage, when you, considering the divorce statistics associated with money before marriage.  Financial surprises after marriage run the gamut from, “I assumed he owned his home”,  and, “I did not know he was deep in debt to his x-wife”.  These are just […]

Save Money on Monthly Expenses in 10 Easy Ways

Save Money on Monthly Expenses No matter what your income, on one wants to overspend on expenses. But, if you are on a budget, at some point the question comes into play – How to save money on monthly expenses.  The answer is not simple, though a little bit of behavioral change, can help you find […]

7 Ways To Save Money To Buy A House

There are literally thousands of ways to save money to buy a house. Buying a house is not as difficult as you may think. First of all, you must understand that you “can’t have it all,” so discontinue that form of thinking. You must curtail your spending in other areas. Home prices are up all […]