Teach Your Teen to Budget, It Is Possible

Is it possible to teach your teen to budget? For some parents or guardians, the answer may be no. But, for others it is possible. If you have not spoiled your cute sweet little toddler into a mean selfish teenager, it is possible. Even if you have engaged in the “spoiled rotten” theory, you can […]

Get a Quality Home or Mortgage With Big Thing Buying Skills

Home or Mortgage; Buying an Affordable Low Maintenance Home and Get a Quality Mortgage YOUR BUDGET The first thing you have to ask is, “How much house can we afford” The payments include P+I+T+I (principle+interest+taxes+insurance). Most of your payment will be principle and interest, taxes vary according to state, and insurance is not a very big cost. […]

Personal Finances That Rock

To get personal finances that rock understand that there are many ways to achieve a given task. You only need to use one to be successful. The one that works of course. I have used many ways in the past to create successful personal finances that rock, so I will attempt in this article to […]

Who Manages Your Personal Finances

Who manages your personal finances? Seems like a silly question, but if you ask many people they will tell you, “no one, my money doesn’t need managing, I just pay my bills and spend what I can” I hear this quite often with those who make a lot of money and those who make a […]

Personal Finances Should be Personal

Personal Finances I was speaking at a women’s meeting about personal finances and a young woman, about 35 came up to me and ask me what are “personal finances”. I was really shocked since being there meant that she was in some way affiliated with a business she owned. She looked me in the eye […]

7 Ways Sane-Savings Can Protect You Now!

Many people complain that saving money, or what I call sane-savings, is a useless exercise in futility. I am told by so many people that they either can’t save money, or save it and spend it quickly. Here are some ways to engage in sane-savings, and save money that will create lasting and recurring savings […]

Money Saving Tips for Single Moms, When You Live on a Tight Budget

Nearly every single Mom eventually comes across this one question,  ‘how to save money with my one income?’,  the answer to the question varies considerably from one person to another. The money saving tips working for a single mom would be different than a student, and a working professional and entirely different saving method would apply […]

Money Before Marriage-Until Credit Do Us Part, Part 2

Money before Marriage  Money before marriage is an essential conversation everyone should have prior to marriage, when you, considering the divorce statistics associated with money before marriage.  Financial surprises after marriage run the gamut from, “I assumed he owned his home”,  and, “I did not know he was deep in debt to his x-wife”.  These are just […]

Save Money on Monthly Expenses in 10 Easy Ways

Save Money on Monthly Expenses No matter what your income, on one wants to overspend on expenses. But, if you are on a budget, at some point the question comes into play – How to save money on monthly expenses.  The answer is not simple, though a little bit of behavioral change, can help you find […]