Big Thing Budgeting in 7 Ways

How to Budget for the big things, use what I call Big Thing Budgeting. USE BIG THING BUDGETING TO GET OUT OF A MOUNTAIN DEBT: CREDIT CARDS, MEDICAL BILLS, PREDATORY LENDING For Individuals, Couples and Small Businesses, you can get out of a mountain of debt if you focus like a laser beam on getting […]

Owner-Occupied Real Estate Now and in The Future as A Personal Investment

Owner occupied real estate now and in the future Your owner-occupied real estate now and in the future, is one of the best long-term investments one can make. Time has shown that owner-occupied real estate can produce tremendous long-term returns. In a few areas of the country the tremendous returns have even been short-term. In […]

Fantastic Finances Poll For a Personal Finance Bounce

Help Us Create a Great Fantastic Finances Course for You. We’re VERY close to finishing our long-awaited Fantastic Finances Course For a Personal Finance Bounce. I have been working on this online course for more than four years, but I am finally going to wrap it up. I will be releasing it in September. This […]

5 Things to Consider For First Time Home Buyers

For First Time Home Buyers There are many things you need to do before you start looking for a home to buy.  Many people fail because they  go to a mortgage broker first, who rushes them into the process, get a home that is difficult to pay for, and fail. You will not be a […]

How To Buy a Home So It Last For Decades

    GET A  GOOD HOME LOAN TO BUY A HOME Affordable Payment (P+I+T+I = principle,interest,taxes,insurance) Your payment should be within the limits of your income to buy a home. If it is at all possible, base the payment on one income. It’s best to keep it at about 30% of income, before taxes, but […]

3 Factors to Consider Before You Buy a Home, Part 1

There are many reasons you should buy a home. This article applies to owner-occupied ownership when you buy a home, only. Rental real estate is very different than owner occupied home ownership. The loans are more difficult to qualify for than owner occupied, the tax deductions are treated differently, and if you don’t hold the […]