9 Great Ways to Understand Mutual Funds

How to Understand Mutual Funds Understand mutual funds by beginning with the definition of a mutual fund, and then going on to understand the different types of mutual funds. A mutual fund is a company that pools money from many investors and invests the money in securities such as stocks, bonds, and short-term debt. The […]

How a Budget Can Create Financial Freedom in 5 Ways

Financial Freedom Know Where Your Finances Are First Since the most important aspect of financial freedom is no or low debt, I will start with debt. There are those who are in horrific debt and they don’t know it, as high debt is a major robber baron of financial freedom – it is important to […]

Your 7-Year-Old Child’s Budget

If a 7-year-old has a great child’s budget, will that make him a frugal adult? It may, and it may not. But, we do have lots of evidence to suggest that spoiled children often become over spending and greedy adults. What happens at 7 could easily happen at 70, since good and bad habits grow […]

Fantastic Finances Poll For a Personal Finance Bounce

Help Us Create a Great Fantastic Finances Course for You. We’re VERY close to finishing our long-awaited Fantastic Finances Course For a Personal Finance Bounce. I have been working on this online course for more than four years, but I am finally going to wrap it up. I will be releasing it in September. This […]

Personal Budgeting for Future Sanity in 5 Ways

Personal budgeting for future sanity; Did you know that your sanity in the future could depend on the way you budget your money today? It does. So, get into the habit of including tomorrow into today. I know this sounds like you are only living for tomorrow and not for today. But, believe me, you […]

3 Common Types of Mutual Funds

There are many types of mutual funds within these three types of mutual funds. Here are the 3 different major types of mutual funds. The risks of mutual fund investing runs the gamut of very low to very high and many levels in between within one type of fund. Do your research thoroughly before investing, use […]

How to Go to College Without School Loans, Debt-Free College Should Be Your Goal Part 2

Debt-Free College Can Happen When You Understand The Various Options You Have   Getting a debt-free college education begins with a deep understanding of the different types of colleges and universities. There are many different types of colleges you can attend, and it is important that you know the difference between them. Not all colleges […]

How To Go To College Without Student Loans, Get Debt-Free College Part 1

 You Can’t File Bankruptcy on Student Loans, Understand College Without Student Loans, and Subsidized vs. Unsubsidized Loans.   There are many reasons you should strive to go to college without student loans, one is the crushing pain of debt, another is that you are not allowed to file bankruptcy on student loans due to hardship. If you start […]

Creating Great Personal Finances in Marriage or a Partnership

Creating great personal finances in marriage starts way before you get married. PERSONAL FINANCES DURING THE DATING PERIOD You can get a snapshot of your friend’s personal finance habits by discussing your likes and dislikes while your relationship is in the early dating stage. This is beneficial because if you see someone who has really […]

Who Manages Your Personal Finances

Who manages your personal finances? Seems like a silly question, but if you ask many people they will tell you, “no one, my money doesn’t need managing, I just pay my bills and spend what I can” I hear this quite often with those who make a lot of money and those who make a […]