How Bad Financial Habits Can be Replaced with Good Financial Habits

In This ” Bad Financial Habits” Article You Will Read: 1. The first step to replacing bad financial habits with good ones are realization.2. The second step to creating good financial habits is to cut up credit cards.3. The third step is to stop bad financial habits when you start to save.4. The fourth step […]

5 Frequently Asked Questions About Mutual Funds For Women

Frequently asked questions about mutual funds I have given a lot of lectures about mutual funds for women. I like mutual funds because, if you do your research you can purchase low-cost and low-risk mutual funds on your own. Mutual funds are easy to understand and invest in. You can do it yourself once you […]

Why Women Need to Understand Investing Now

Investing Money for Beginners There Are No Guarantees if Women Do Not Understand Investing Women need to understand investing now because there are no guarantees you will stay married or even get married, women need to know how to take care of their finances. This is the start of investing money for beginners. This includes […]

9 Great Ways to Understand Mutual Funds

How to Understand Mutual Funds Understand mutual funds by beginning with the definition of a mutual fund, and then going on to understand the different types of mutual funds. A mutual fund is a company that pools money from many investors and invests the money in securities such as stocks, bonds, and short-term debt. The […]

How a Budget Can Create Financial Freedom in 5 Ways

Financial Freedom Know Where Your Finances Are First Since the most important aspect of financial freedom is no or low debt, I will start with debt. There are those who are in horrific debt and they don’t know it, as high debt is a major robber baron of financial freedom – it is important to […]

Your 7-Year-Old Child’s Budget

If a 7-year-old has a great child’s budget, will that make him a frugal adult? It may, and it may not. But, we do have lots of evidence to suggest that spoiled children often become over spending and greedy adults. What happens at 7 could easily happen at 70, since good and bad habits grow […]

15 Golden Rules of Personal Finance Security

Secure Your Personal Finance Security With These 15 Golden Rules  1. Your employment provides your wealth Your personal finance security starts with getting the best job possible, and keeping that job is your primary path to wealth. Consistent paychecks over time will fund your savings, retirement, emergency and college accounts. Taking courses and jobs that train […]

Personal Budgeting for Future Sanity in 5 Ways

Personal budgeting for future sanity; Did you know that your sanity in the future could depend on the way you budget your money today? It does. So, get into the habit of including tomorrow into today. I know this sounds like you are only living for tomorrow and not for today. But, believe me, you […]

An Excerpt From My Mutual Funds eBook

Introduction to Basic Investing    Would you give your baby to a stranger and tell them, I will be back to pick up my baby in 21 years? Make sure you take good care of him or her. Your answer should be an emphatic “no”, if you care about yourself, your baby, or your lives. […]

3 Reasons I teach Women to Invest in Mutual Funds

1.  I teach women how to invest in mutual funds because women frequently do not have knowledge of Investments Investing and particularly how to invest in mutual funds, are generally not taught in grammar school or college. When investing is taught by parents or schools, boys are usually the target for investing education since they are […]