3 Reasons I teach Women to Invest in Mutual Funds

1.  I teach women to invest in mutual funds because women frequently do not have knowledge of Investments   Investing and particularly mutual funds, are generally not taught in grammar school or college. When investing is taught by parents or schools, boys are usually the target for investing education since they are the ones they feel […]

Your 7-Year-Old Child’s Budget

  If a 7-year-old has a great child’s budget, will that make him a frugal adult? It may, and it may not. But, we do have lots of evidence to suggest that spoiled children often become over spending and greedy adults. What happens at 7 could easily happen at 70, since good and bad habits […]

Why Women Need to Understand Investing Now

Women and Investing Now   There Are No Guarantees if Women Do Not Understand Investing Women need to understand investing now because there are no guarantees you will stay married or even get married, women need to know how to take care of their finances. That means they need to understand sane savings (my mantra), […]

5 Frequently Asked Questions About Mutual Funds For Women

Frequently asked questions about mutual funds I have given a lot of lectures about mutual funds. I like mutual funds because, if you do your research you can purchase low-cost and low-risk mutual funds. Mutual funds are easy to understand and invest in. You can do it yourself once you have done some research. Here […]

An Excerpt From My Mutual Funds eBook

Introduction to Basic Investing    Would you give your baby to a stranger and tell them, I will be back to pick up my baby in 21 years? Make sure you take good care of him or her. Your answer should be an emphatic “no”, if you care about yourself, your baby, or your lives. […]

3 Common Types of Mutual Funds

There are many types of mutual funds within these three types of mutual funds. Here are the 3 different major types of mutual funds. The risks of mutual fund investing runs the gamut of very low to very high and many levels in between within one type of fund. Do your research thoroughly before investing, use […]

How a Budget Can Create Financial Freedom in 5 Ways

Financial Freedom Know Where Your Finances Are First Since the most important aspect of financial freedom is no or low debt, I will start with debt. There are those who are in horrific debt and they don’t know it, as high debt is a major robber baron of financial freedom – it is important to […]

3 Factors to Consider Before You Buy a Home, Part 1

There are many reasons you should buy a home. This article applies to owner-occupied ownership when you buy a home, only. Rental real estate is very different than owner occupied home ownership. The loans are more difficult to qualify for than owner occupied, the tax deductions are treated differently, and if you don’t hold the […]

Get a Quality Home or Mortgage With Big Thing Buying Skills

Home or Mortgage; Buying an Affordable Low Maintenance Home and Get a Quality Mortgage YOUR BUDGET The first thing you have to ask is, “How much house can we afford” The payments include P+I+T+I (principle+interest+taxes+insurance). Most of your payment will be principle and interest, taxes vary according to state, and insurance is not a very big cost. […]

Creating Great Personal Finances in Marriage or a Partnership

Creating great personal finances in marriage starts way before you get married. PERSONAL FINANCES DURING THE DATING PERIOD You can get a snapshot of your friend’s personal finance habits by discussing your likes and dislikes while your relationship is in the early dating stage. This is beneficial because if you see someone who has really […]