Personal Finances That Rock

To get personal finances that rock understand that there are many ways to achieve a given task. You only need to use one to be successful. The one that works of course. I have used many ways in the past to create successful personal finances that rock, so I will attempt in this article to […]

Personal Finances Should be Personal

Personal Finances I was speaking at a women’s meeting about personal finances and a young woman, about 35 came up to me and ask me what are “personal finances”. I was really shocked since being there meant that she was in some way affiliated with a business she owned. She looked me in the eye […]

7 Ways Sane-Savings Can Protect You Now!

Many people complain that saving money, or what I call sane-savings, is a useless exercise in futility. I am told by so many people that they either can’t save money, or save it and spend it quickly. Here are some ways to engage in sane-savings, and save money that will create lasting and recurring savings […]

Personal Budgeting for Future Sanity in 5 Ways

Personal budgeting for future sanity; Did you know that your sanity in the future could depend on the way you budget your money today? It does. So, get into the habit of including tomorrow into today. I know this sounds like you are only living for tomorrow and not for today. But, believe me, you […]

How Minimum Wage Effects All Lives

Corporate CEOs Can Do Without Their Third Yacht and Mansion and Pay A Livable Minimum Wage Not a day goes by that I hear something about minimum wage laws, some lawmakers think it would be a good idea for low-income employees to have a livable wage, by increasing the minimums, while others think it is […]

Money Before Marriage-Until Credit Do Us Part, Part 2

Money before Marriage  Money before marriage is an essential conversation everyone should have prior to marriage, when you, considering the divorce statistics associated with money before marriage.  Financial surprises after marriage run the gamut from, “I assumed he owned his home”,  and, “I did not know he was deep in debt to his x-wife”.  These are just […]

9 Great Ways to Understand Mutual Funds

How to Understand Mutual Funds Understand mutual funds by beginning with the definition of a mutual fund, and then going on to understand the different types of mutual funds. A mutual fund is a company that pools money from many investors and invests the money in securities such as stocks, bonds, and short-term debt. The […]

Learn Wonderful Ways to Save Money When You Are Unemployed

It’s possible to learn ways to save money when you are unemployed, even when you don’t have a savings mindset. Learning new ways to save money when you are unemployed is not difficult, but it does require some concentration and tracking your spending. Many waste time blaming themselves or others but it is a useless exercise when […]

15 Golden Rules of Personal Finance Security

Secure Your Personal Finance Security With These 15 Golden Rules   1. Your employment provides your wealth Your personal finance security starts with getting the best job possible, and keeping that job is your primary path to wealth. Consistent paychecks over time will fund your savings, retirement, emergency and college accounts. Taking courses and jobs that […]