11 Powerful Ways to Save Money on Utilities, and Use it for Your Budget

You can save on utility bills and then use the money for your budget. I have a lot of experience with utility bills. The many homes I have owned give me experience in utility choices, use, and maintenance. After living in areas with high utility bills and areas with lower utility bills, I can safely […]

How Bad Financial Habits Can be Replaced with Good Financial Habits

In This ” Bad Financial Habits” Article You Will Read: 1. The first step to replacing bad financial habits with good ones are realization.2. The second step to creating good financial habits is to cut up credit cards.3. The third step is to stop bad financial habits when you start to save.4. The fourth step […]

5 Frequently Asked Questions About Mutual Funds For Women

Frequently asked questions about mutual funds I have given a lot of lectures about mutual funds for women. I like mutual funds because, if you do your research you can purchase low-cost and low-risk mutual funds on your own. Mutual funds are easy to understand and invest in. You can do it yourself once you […]

14 Ways to Save Money for the Holiday Season

Shop with Cash for the Holiday Season Save money for the holiday season by shopping with cash, sounds simple but the number or people who shop with credit cards, feeling that their budget is unlimited is huge. You don’t have to fail at holiday shopping just because your neighbor is, or you THINK everyone else […]

9 Great Ways to Understand Mutual Funds

How to Understand Mutual Funds Understand mutual funds by beginning with the definition of a mutual fund, and then going on to understand the different types of mutual funds. A mutual fund is a company that pools money from many investors and invests the money in securities such as stocks, bonds, and short-term debt. The […]

5 Retirement Tips for your Retirement Planning Young and Old

5 Retirement Tips That Make Retirement Planning a Serious Issue Retirement tips are for those who never think that retirement day will come, or don’t know the potential difficulties they face when they retire. It always seems so far away, but those who have retired tell me it came faster than they ever imagined. Here […]

3 Ways to Save Money When You Own a Small Business

Save Money When You Own a Small Business Owning a brick and mortar business or a online business can both be expensive, I have done both, but there are many ways to save money when you own a small business. So, you must know what to spend money on and how to limit and analyze […]